¿Es seguro comprar en fideicomiso?

Sí, siempre que la fiduciaria esté autorizada por la Superintendencia de Valores (SIV) y el proyecto tenga todos los permisos. Los fondos están en un patrimonio separado y protegido legalmente.

¿Cuánto se ahorra en impuestos con fideicomiso?

La primera transferencia está exenta del 3% de impuesto de transferencia. En una propiedad de US$200,000, el ahorro es de aproximadamente US$6,000.

¿Puedo financiar la compra en fideicomiso?

Sí. La mayoría de fideicomisos ofrecen planes de pago durante construcción (reserva + cuotas mensuales + balance contra entrega). También puedes aplicar a hipoteca bancaria para el balance final.

¿Qué diferencia hay entre fideicomiso y CONFOTUR?

Son complementarios. El fideicomiso es el mecanismo legal/financiero de inversión. CONFOTUR es el beneficio fiscal. Un proyecto puede tener ambos: estructura de fideicomiso + clasificación CONFOTUR.

Real Estate Trust in the Dominican Republic

What is a real estate trust, how it works, tax advantages, and what the buyer should verify before investing. Updated 2026.

What is a real estate trust?

A real estate trust is a mechanism regulated by the Law 189-11 where a group of investors contributes funds to a trust estate managed by an authorized entity (trustee) to develop a real estate project. It is similar to investing in a fund, but the underlying asset is a specific property.

Advantages of the trust

Exemption from the transfer tax (3%): Like CONFOTUR, the first transfer is exempt.
Legal security: The funds are protected in a separate estate, managed by a trustee regulated by the Superintendence of Securities.
Pre-sale prices: Access to prices up to 20-30% lower than the final value of the completed project.
Transparency: Audited financial statements and regulatory oversight.

Risks to consider

Like any investment, the trust has risks: construction delays, market changes that affect the value, and developer riskAlways verify that the trust company is authorized by the SIV (Superintendence of Securities) and that the project has valid municipal permits.

Frequently Asked Questions

Is it safe to buy in trust?

Yes, as long as the trust company is authorized by the Superintendence of Securities (SIV) and the project has all the permits. The funds are in a separate and legally protected estate.

How much can you save on taxes with a trust?

The first transfer is exempt from the 3% transfer tax. On a property of US$200,000, the savings are approximately US$6,000.

Can I finance the purchase in trust?

Yes. Most trusts offer payment plans during construction (reservation + monthly installments + balance upon delivery). You can also apply for a bank mortgage for the final balance.

What is the difference between trust and CONFOTUR?

They are complementary. The trust is the legal/financial investment mechanism. CONFOTUR is the tax benefit. A project can have both: trust structure + CONFOTUR classification.