Housing Bonus: Government Subsidy for Your First Home

How to apply for the Housing Bonus from the Dominican government, requirements, amounts, and eligible projects. Updated 2026.

Content

What is the Housing Bonus?

The Housing Bonus is a subsidy from the Dominican government that covers up to the 10% of the value of a low-cost home (up to RD$4,500,000, ~US$75,000) for middle and low-income families purchasing their first home. Managed by the National Housing Institute (INVI) and the National Housing and Production Bank (BNV).

Requirements to apply

  • Be Dominican or a legal resident
  • Not owning another real estate property
  • Maximum monthly family income: RD$100,000 (~US$1,700)
  • Home with a maximum value of RD$4,500,000
  • The project must be registered in the program
  • Have pre-approval for a mortgage loan

Amounts and benefits

The subsidy covers up to RD$450,000 (~US$7,500) which is applied directly to the down payment of the home. Combined with bank financing, it allows access to housing with a minimum initial disbursement. Some projects in Ciudad Juan Bosch, San Isidro, and other areas of Santo Domingo Este qualify.

Frequently Asked Questions

How do I apply for the Housing Bonus?
You must be pre-approved by a bank and select a project registered in the program. The developer and the bank manage the application with INVI or BNV.
Is the Housing Bonus a loan?
No. It is a non-repayable subsidy. You do not have to pay it back. It is applied directly as a credit towards the price of the home.
Can I use the Housing Bonus and CONFOTUR together?
Generally no, because the Housing Bonus applies to low-cost homes that are typically not in tourist areas classified by CONFOTUR. However, some mixed projects may qualify for both.
How long does the Housing Bonus process take?
The complete process can take between 3 and 6 months, including bank pre-approval, project evaluation, and subsidy approval.

Other financing guides

🏖️ CONFOTUR 🏗️ Trust 🏦 Mortgages ✈️ Buy From Abroad ⚖️ Law 158-01

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